AF Dental

To qualify for the CDCP, you must meet the following criteria: - Be a Canadian resident for tax purposes. - Have an adjusted family net income of less than $90,000. - Do not have access to any form of private dental insurance (through your employer, a family member’s employer, or a professional/pension organization). - Have filed your income tax return for the previous year.

The CDCP covers a significant portion of dental costs based on established CDCP fees, but you may still have out-of-pocket expenses. Depending on your adjusted family net income, you may be responsible for a "co-payment": - Below $70,000: 100% of eligible costs covered (0% co-pay). - $70,000 – $79,999: 60% of eligible costs covered (40% co-pay). - $80,000 – $89,999: 40% of eligible costs covered (60% co-pay). Note: If a dentist’s rates are higher than the CDCP’s established fees, you will be responsible for the difference.

The CDCP covers a wide range of oral health services to help maintain healthy teeth and gums, including: - Preventive services: Exams, X-rays, cleanings (scaling), fluoride, and sealants. - Basic services: Fillings, root canals, and extractions. - Major services: Dentures and crowns (some require pre-authorization). - Periodontal services: Deep cleaning and gum treatments.

Applications are managed by Service Canada. Most eligible residents can apply online through the official Government of Canada website. Once your application is approved, Sun Life (the program administrator) will send you a welcome package and a member card.

You should visit an oral health provider who has agreed to participate in the CDCP.

Pre-authorization is a process where your dentist submits a treatment plan to the CDCP for approval before the work is done. This is usually required for more complex or costly procedures, such as crowns or initial partial dentures. Your dentist will let you know if a service requires this step to ensure it is covered by the plan.

AF Dental provides complete family dental care in one convenient Scarborough clinic. Our services include general dentistry (exams, cleanings & X-rays), dental implants, orthodontics (Invisalign & braces), prosthodontics (dentures & All-on-4), periodontics (gum disease & wisdom teeth), cosmetic dentistry (whitening & veneers), restorative dentistry (fillings, crowns & bridges), root canal therapy, kids dentistry, and same-day emergency care.

Yes! We are a proud Canadian Dental Care Plan (CDCP) provider and direct-bill most major insurance plans. Many preventive, restorative, and children’s treatments are covered at little or no cost to you. We make the process simple so Scarborough families can focus on their smiles, not paperwork.